Home Owners Insurance
For most people, Homeowner's Insurance protects their single largest investment. In addition to providing coverage for the dwelling, Homeowner's Insurance, also, covers personal liability and medical payments. Valuable articles, such as jewelry, fine arts, furs, and silverware can be added to your homeowers policy.
Not all Homeowner's policies are the same. For example, some policies provide coverage for earthquake, or back up of sewers and drains, while others do not. Some policies provide enhancement coverages in order to differentiate themselves from the policies of other companies.
It is important to review your policy periodically, keeping in mind any improvements, or major purchases, you may have made.