Life Insurance
Life Insurance is the foundation of financial security for you and your family. Life Insurance can pay for the one time costs associated with a death and provide an income to the survivors.
There are several types of life insurance. Term is the most basic kind of coverage. It provides affordable protection for a pre-defined length of time. It is most often used when the need for coverage is under thirty years.
Another coverage, Permanent Insurance [universal life or whole life] is best when the need is for a long period of time, or to provide estate liquidity.
Sometimes the best solution involves using both types of coverage. Each persons need for coverage is different and is best determined through a conversation with one of our agents.
For an estimate of the amount of life insurance needed for your individual situation, please give us a call.